Cash Carrot

Privacy Policy

A Note To Affiliate Members:

As an Affiliate Member of cashcarrot, you can expect the same attention to privacy as if you were a Member.

The cashcarrot Privacy Policy applies to our Affiliate Members just as it does to our Members, even though the information collected from each is somewhat different. A primary difference is that individuals do not want their names shared, but that Affiliate web sites want theirs shared. Accordingly, we will share the names of our Affiliate web sites in the hope that it can drive even more traffic to our Affiliates web sites.

To the extent that we collect Business Sensitive Information from our Affiliates, we will treat it like a Member's Personally Identifiable Information and we will not share it with anyone. Business Sensitive Information includes the name of the owner of the Affiliate site, their phone number and fax numbers, their street address, tax identification number or social security number, and tax classification. Keep in mind that some of this information may already be available to the public on the Affiliate Web Site.

Finally, the privacy of every cashcarrot member, including those that enroll from a link to your Affiliate Web Site will be protected. To the extent any user of your Web Site has questions for you about the privacy of the cashcarrot service, please direct them to this Privacy Policy.

Your privacy is our first concern.

When signing up for our service, you will be asked to provide information about you. Some of it, like your geographic location, your gender, and your interests will be used to assist us in making sure that you get to view advertisements that are relevant to you. Other information like your name, address, and phone number is collected so that we can ensure that you receive payment for using our services and also so that we can communicate with you when need be. It is extremely important that you understand that any information that identifies you will never be shared with anyone. Our privacy statement as set forth below is written so that you can understand exactly what we do and don't do with your information.

While we will never share information that may be used to identify you, we do expect our policy statement will change as new ways to protect your confidentiality and new uses for information emerge. To that end, we value your comments about our privacy statement and invite you to e-mail us with suggestions and concerns.

Information Collection and Use

cashcarrot is the sole owner of the information collected on this site. We will not sell, share, or rent this information to others, except as set forth below. Further, we reserve the right to transfer all of our information about you as part of the transfer of your membership agreement.

Ways We Collect Information

Registration

In order to use this website; a user must first complete the registration form. During registration a user is required to give their contact information (such as name and email address). This information is used to contact the user about the services on our site for which they have expressed interest. The user must also enter demographic information to participate in the ValueBar product. Further, the IRS requires us to obtain the User's social security number if the User makes more than $500.

Cookies

A cookie is a piece of data stored on the user's hard drive containing information about the user. Usage of a cookie is in no way linked to any personally identifiable information while on our site. Once the user closes their browser, for instance, by setting a cookie on our site, the user would not have to log in a password more than once, thereby saving time while on our site. If a user rejects the cookie, they may still use our site. The only drawback to this is that the user will be limited in some areas of our site. For example, the user will not be able to participate in any of our Sweepstakes, Contests or monthly Drawings that take place. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Some of our business partners use cookies on our site (for example, advertisers). However, we have no access to or control over these cookies.

Tracking Information

While you are using our products, we automatically track certain information about a member's surfing behavior and computer diagnostics. This information includes the URL of the page a member is visiting, what browser the member is using, and how your computer is operating. YOU CAN CEASE USE OF OUR PRODUCTS AT ANY TIME TO STOP THIS TYPE OF INFORMATION GATHERING.

Supplemental Information Requests

From time to time, we may ask you for additional information. Such requests may occur when you enter a contest or other promotion that we sponsor of if you have questions or concerns about our products or services.

Ways We Use Information

Personally Identifiable Information

"Personally Identifiable Information" refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains. This includes information that is used in a way that is personally identifiable, including linking it with identifiable information from other sources, or from which other personally identifiable information can easily be derived, including, but not limited to, name, address, phone number, fax number, email address, financial profiles, social security number, and credit card information. To the extent unique information (which by itself is not Personally Identifiable Information) such as a personal profile, unique identifier, biometric information, and IP address is associated with Personally Identifiable Information, then such unique information will also be considered Personally Identifiable Information. Personally Identifiable Information does not include information that is collected anonymously (i.e., without identification of the individual user) or demographic information not connected to an identified individual.

As stated above we do not share Personally Identifiable Information with our customers or Advertisers. However, we have need to obtain Personally Identifiable Information for many administrative purposes that allow us to serve you better. The following table typifies our use of the Personally Identifiable Information we collect:

Type
Usage

Name
Used to write checks & personalize email

Address
Used to mail checks

E-mail
Used to communicate with member

Social Security Number
This information while not currently collected will be needed for tax purposes when the member earns more than $500 in a given year

Bank Account Information
This information while not currently collected may be used in the future to allow for direct deposit for payment.

Payment

We request certain information from the User on our registration form that is solely related to payment. For instance, a User must provide contact information (like name and shipping address) and financial information only when opting in the direct deposit option (an option that will become available in the near future). This information is used for payment purposes only. If we have trouble processing a payment, this contact information is used to get in touch with the user.

Sharing

We will share aggregate demographic information with our customers, partners and advertisers. This is not linked to any personal information that can identify any individual person.

On occasion, we may partner with another party to provide specific services, such as direct deposit banking. If you choose to sign up for one of these services, we only will share information that is necessary for the third party to provide these services. These parties are not allowed to use personally identifiable information except for the purpose of providing these services.

You authorize us to disclose any and all information about you to government or law enforcement officials who reasonably request information such information from us. We reserve the right to disclose only that information we believe to be necessary or appropriate under the circumstances.

Links

This web site contains links to other sites. Please be aware that we at cashcarrot.com are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site.

Newsletter

If a user wishes to subscribe to our newsletter they must opt in on their products page and may opt out on the same page.

Surveys & Contests

From time-to-time our site requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as zip code, age level, product preference and/ or usage). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.

Special Offers

We send all new members a welcoming email to verify password and username. Established members will occasionally receive information on products, services, special deals, and a newsletter. Out of respect for the privacy of our users we present the option to not receive these types of communications. Please see our choice and opt-out below.

Site and Service Updates

We also send the User site and service announcement updates. Members are not able to un-subscribe from service announcements, which contain important information about the service. We communicate with the user to provide requested services and in regards to issues relating to their account via E-mail or phone.

Security

When users submit sensitive information via the website, your information is protected both online and off-line. All of our users' information, not just the sensitive information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific job (for example, our billing clerk or a customer service representative) are granted access to personally identifiable information. ALL employees are kept up-to-date on our security and privacy practices. Every quarter, as well as any time new policies are added, our employees are notified and/or reminded about the importance we place on privacy, and what they can do to ensure our customers' information is protected. Finally, the servers that we store personally identifiable information on are kept in a secure environment, behind a locked cage.

If you have any questions about the security at our website, you can send an email to support@cashcarrot.com.

Miscellaneous

Correction/Updating Personal Information

If a user's personally identifiable information changes (such as your zip code), or if a user no longer desires our service, we will endeavor to provide a way to correct, update or remove that user's personal data provided to us. This can be done at the member's information page or by emailing our Customer Support. support@cashcarrot.com

Choice/Opt-out

Our users are given the opportunity to 'opt-out' of having their information used for purposes not directly related to our site at the point where we ask for the information. For example, our registration form has an 'opt-out' mechanism so users who buy a product from us, but don't want any marketing material, can keep their email address off of our lists.

Users who no longer wish to receive our newsletter or promotional materials from our partners may opt-out of receiving these communications by opting out on their member information page. Users of our site are always notified when their information is being collected by any outside parties. We do this so our users can make an informed choice as to whether they should proceed with services that require an outside party, or not.

Further you may cancel your membership at any time.

Persons Under the Age of 18

As set forth in our membership agreement, we require a parental consent form from any member under the age of eighteen (18). We do not believe that our products and services are targeted to children but we do recognize that some children may enroll as members. To assist parents with their child's use of this service, we have prepared a tips sheet located at our Parent Tips page.

Notification of Changes

If we decide to change our privacy policy, we will post those changes on our Homepage, for thirty days so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. If at any point we decide to use Personally Identifiable Information in a manner different from that stated at the time it was collected, we will notify users by way of an email. Users will have a choice as to whether or not we use their information in this different manner.

Acceptance of this Statement

By registering as a member of cashcarrot.com, you agree to accept this privacy policy and the practices of this site.